Cookie Policy

1. What Are Cookies?

Cookies are small text files that are placed on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work more efficiently and to provide information to website owners.

Cookies help websites remember your preferences, understand how you use the site, and show you relevant content. Some cookies are set by the website you're visiting (first-party cookies); others are set by third-party services that appear on those pages (third-party cookies).

2. How We Use Cookies

SmartWealth AI uses cookies and similar technologies for the following purposes:

• Essential site functionality: Remembering UI preferences and ensuring tools work correctly
• User experience: Saving scroll position on articles so you can return where you left off
• Analytics: Understanding aggregate visitor behavior to improve content and tools
• Advertising: Displaying relevant ads through Google AdSense (see Section 5)
• Preferences: Remembering that you've dismissed certain prompts (e.g., newsletter popup)

3. Types of Cookies We Use

3.1 Strictly Necessary Cookies

These cookies are essential for the website to function. Without them, certain features cannot be provided. They do not require your consent.

3.2 Analytics Cookies

We may use analytics services to understand how visitors interact with our site. These cookies collect aggregate, anonymized data — they do not identify you personally.

3.3 Preference Cookies

These cookies remember choices you make to improve your experience. They are not strictly necessary but enhance usability.

4. Third-Party Cookies

Some cookies on SmartWealth AI are set by third parties whose services appear on our pages. We do not control these cookies. Third parties with cookies on our site may include:

• Google Fonts — font loading service; may set performance cookies
• Google AdSense — advertising (see Section 5 for details)
• Affiliate partner networks — tracking clicks on affiliate links
• Social sharing platforms — if you use share buttons (Twitter/X, LinkedIn)

Third-party cookies are subject to the privacy policies of their respective providers.

5. Google AdSense & Advertising Cookies

SmartWealth AI uses Google AdSense to display advertisements. Google AdSense uses cookies to show you ads that are relevant to your interests based on your browsing history across websites.

Google's advertising cookies include:

• DoubleClick cookies — used to record what ads have been shown to you
• Google ad personalization — used to show ads relevant to your interests
• Conversion tracking — measures when a user takes an action after seeing an ad

You can opt out of Google's use of cookies for ad personalization by visiting Google's Ad Settings. You can also opt out of third-party vendor cookies through the Network Advertising Initiative opt-out page.

For more information about how Google uses data when you use sites that use Google services, visit: How Google uses data from sites that use our services.

6. Managing Cookies Through Your Browser

Most web browsers allow you to control cookies through browser settings. You can:

• View the cookies currently stored on your device
• Delete all or specific cookies
• Block cookies from specific sites
• Block all third-party cookies
• Block all cookies (note: this will break some website functionality)

How to manage cookies in major browsers:

• Google Chrome: Settings → Privacy and security → Cookies and other site data
• Mozilla Firefox: Settings → Privacy & Security → Cookies and Site Data
• Apple Safari: Preferences → Privacy → Manage Website Data
• Microsoft Edge: Settings → Cookies and site permissions

Please note that restricting cookies may affect the functionality of SmartWealth AI and other websites you visit.

7. Local Storage and Session Storage

In addition to traditional cookies, SmartWealth AI uses HTML5 Web Storage technologies:

• localStorage: Data persists until manually cleared. We use this to remember user preferences (e.g., dismissed prompts). Key: sw_exit_dismissed
• sessionStorage: Data is cleared when you close the browser tab. We use this to restore scroll position on articles. Keys follow the pattern: sw_scroll_[page-path]

These storage technologies are not transmitted to our servers. They exist only on your local device. You can clear them through your browser's developer tools (Application → Storage) or by clearing your browser's site data.

8. Your Cookie Choices

When you first visit SmartWealth AI, a cookie consent banner informs you about our use of cookies. You can:

• Accept all cookies: Allow all cookies including analytics and advertising
• Reject non-essential cookies: Allow only strictly necessary cookies
• Manage preferences: Choose which categories of cookies to allow

You can change your cookie preferences at any time by clearing your browser cookies and revisiting the site, or by contacting us at contacto@tools-nova.com.

EU/EEA Residents: Under the GDPR and ePrivacy Directive, we obtain your consent before placing non-essential cookies. Strictly necessary cookies do not require consent.

9. Updates to This Policy

We may update this Cookie Policy from time to time as our use of cookies evolves or applicable laws change. We will indicate the date of the most recent update at the top of this page. Continued use of SmartWealth AI after changes are posted constitutes your acceptance of those changes.

10. Contact Us

If you have questions about our use of cookies or this policy, please contact: